Guide to buying a property.
Buyers Roadmap
Buying a new home is a huge step, and there's a lot to consider in the search for your dream home. This guide outlines the key things you need to know when purchasing a property. Let's get you started.
Register with us
Get started by registering your details with us. We will call you to introduce ourselves and chat through your requirements. We will then send you property alerts as new homes come to market.
How much can you afford?
Before you begin searching, arranging your finances and, if required, having a mortgage agreed in principle is advisable. Our recommended mortgage broker, Delightful Mortgage, has access to the entire market and exclusive deals and rates to help find you the best mortgage available.
Find the right property
With plenty of new listings to choose from each week, we'll help you find the right property. We can also keep you constantly up-to-date via email and text alerts, even before properties get listed on Rightmove and Zoopla.
Viewings
Book your viewing online, on the phone or in the office. We will chauffeur you to your viewings, ensuring you arrive in a relaxed frame of mind and accompany you throughout so that we can answer any questions immediately and advise where necessary.
Make an offer
Once you have identified the home you really want, we will take you through the offer process and help negotiate a price and terms that both you and the seller are happy with.
Instruct your solicitor & mortgage provider
As soon as your offer has been accepted by the vendor, you should instruct a solicitor to act on your behalf. Your solicitor will handle all legal requirements of your purchase. If you do not already have a solicitor in mind, then Kevin&Co can recommend solicitors that we have been working with and who we know will provide an excellent service at a reasonable price.
Offer accepted
Once your offer has been accepted, we will do the following:
- Prepare a memorandum of sale
- Confirm the agreed price with all parties
- Confirm your solicitor & mortgage details
You will now need to instruct your solicitor to proceed with the conveyancing process and your mortgage broker to proceed with your application.
Conveyancing
As part of the conveyancing process, your solicitor will do the following:
- Raise any enquiries on receipt of the draft contract from the seller's solicitor
- Request their local searches
- Agree on a date for the exchange of contracts
We will assist your solicitor and negotiate throughout the process, keeping you informed every step of the way.
Survey and mortgage offer
A surveyor will book a survey of the property on behalf of the mortgage lender to identify any structural problems and advise on the property's value. After the mortgage valuation report is received, a formal mortgage offer will be sent to you and your solicitor, which you will need to sign before it is returned. There are no legal obligations until contracts are signed.
Exchange & Complete
Completion will be mutually agreed by all parties involved in the chain and which will normally follow exchange one to two weeks thereafter.