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Guide to Selling

Guide to Selling

We know selling your house can be daunting, so we’ve broken it down into a step-by-step guide — to help you get the best price for your property and make selling your home that much easier.

1
Accurate Valuation

Accurate Valuation

During the valuation, you will find out how much properties near you have recently sold for to give you a rough estimate based on similar properties in your area. The valuation will allow the estate agent to see the property’s condition and get a feel for the space and size of the rooms and your immediate local area.

2
Check Your Mortgage Documents

Check Your Mortgage Documents

Contact your current lender to let them know you’re planning to sell your home, and ask them what your options are with your existing mortgage. You may be charged a fee if you’re ending your current deal early, so you’ll want to factor that into your budget. If you have a ‘portable’ mortgage product, you may be able to transfer it or speak to an independent advisor.

3
Choose The Right Estate Agent

Choose The Right Estate Agent

You can choose an agent you trust to guide you through this process. It’s a good idea to choose one who has recently sold properties in your building or street, as they’ll have the most up-to-date list of potential buyers for your property.

4
Prepare Your Home

Prepare Your Home

Getting your home ready for viewings can create a sense of space and a blank canvas to help buyers imagine themselves living there. The better your home looks, the more appealing it will be.

5
Set the Right Asking Price

Set the Right Asking Price

Once you’ve chosen your agent, you’ll need to decide your asking price. Research what similar homes have sold for recently and take guidance from your estate agent’s recommendations.

6
Performance Certificate (EPC)

Performance Certificate (EPC)

You’ll need to provide your estate agent with a valid Energy Performance Certificate (EPC) within a week of listing your home. It provides information about your property’s energy use. Kevin & Co. can arrange this for you if needed.

7
Find a Solicitor

Find a Solicitor

Getting a solicitor is as important as picking an agent. Once you accept an offer, they will administer the sale. Ask for a referral from your estate agent or recommendations from family and friends.

8
Accepting an Offer

Accepting an Offer

When you receive an offer, it's not final until contracts are exchanged. Stay flexible with timing and responsive with documentation to help keep the sale moving forward smoothly.

9
Exchanging Contracts

Exchanging Contracts

Once all terms are agreed, the Exchange of Contracts makes the sale legally binding. In England and Wales, this is the final legal stage. In Scotland, it occurs slightly earlier.

10
Preparing to Move Out

Preparing to Move Out

Between exchange and completion, finalize moving arrangements. Cancel insurance, read meters, and make sure you're ready for moving day.

11
Completion and Moving Day

Completion and Moving Day

On completion day, your solicitor receives the payment from the buyer. Your home is officially sold and the buyer will collect the keys. Ensure all your belongings are moved out unless otherwise agreed.

Accurate Valuation
During the valuation, you will find out how much properties near you have recently sold for to give you a rough estimate based on similar properties in your area. valuation will allow the estate agent to see the property’s condition and get a feel for the space and size of the rooms and your immediate local area.
Contact your current lender to let them know you’re planning to sell your home, and ask them what your options are with your existing mortgage. You may be charged a fee if you’re ending your current deal early, so you’ll want to factor that into your budget. If you have a ‘portable’ mortgage product, you may be able to transfer your current mortgage to a new property or you might prefer to speak to an independent advisor.
You can choose an agent you trust to guide you through this process. It’s also a good idea to choose an agent who has most recently sold properties in your building or on your street, as they will have the most up-to-date list of potential buyers for your property.
Getting your home ready for viewings is one of the most impactful things you can do and can create a sense of space and a blank canvas to help your buyer imagine themselves living there. The better your home looks, the more appealing it will be.
Once you’ve chosen your agent, you’ll need to decide your asking price. You can use research on what similar homes have sold for recently as a guide to what buyers in the current market could pay for yours, along with being guided by the recommendation from your estate agent.
You’ll need to provide your estate agent with a valid Energy Performance Certificate (EPC) within a week of listing your home for sale. An EPC provides information about your property’s energy use. If you don’t have a current certificate, Kevin&Co. can arrange this for you.
Getting a solicitor to act for you is as important as picking an agent. Once you have accepted an offer, they will administer the sale. It’s often worth getting a referral from your estate agent or asking family and friends for recommendations.
When you get an offer, it doesn’t mean that the sale is finalised, so you can do many things to keep the sale on track. Be as flexible as possible about timing and as efficient as possible about producing any requested paperwork.
Once all parties agree, there will be an ‘Exchange of Contracts’, meaning both parties are legally bound to the sale. In England and Wales, the Exchange of Contracts is the last stage of the legal process, after which you cannot pull out (without losing your deposit and any legal costs you may have incurred). In Scotland, this happens slightly earlier in the process
The move will take a lot of preparation, and one of the advantages of having time between exchange and completion is that you can finalise your moving arrangements when you have a confirmed moving date. This means you can cancel your home insurance before the move and ensure you’ve read your meters before leaving.
On completion day, the money for the sale of your home will be transferred from the buyer’s solicitor to your solicitor. As soon as this happens, your home is sold. You’ll need to get all your possessions out of the property, apart from any items you’ve agreed to sell to your buyer, as they will be eagerly collecting the keys from the estate agent.

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